Welcome to Lend UK, the home of flexible instalment loans

Representative Example

Total Amount of Credit:
Representative APR:
2,953.5% APR
Annual Fixed Interest Rate:
Duration of Agreement:
4 months
Total Amount Payable:
Total Charge of Credit:
Monthly payment:

Apply online or over the phone today

Borrow up to £500 as a new customer or up to £1,000 as a good returning customer subject to our assessment of your affordability

Clear, easy-to-understand rates and terms

No hidden fees or charges – you simply pay a fixed interest rate on the loan while you have it

Apply now

  • Apply for an instalment loan today

    Take your time to complete the online application form or speak with the Lend UK team directly on 0844 543 9310. All applications are subject to an assessment of your creditworthiness and whether you can afford the loan repayments. You may be asked to evidence income and expenditure.

  • Get your provisional decision (how it works)

    Get your provisional decision provided we reach a satisfactory assessment of your situation and verify that you can afford the loan. We only process loan applications during our opening hours - 08.00 to 20.00 Monday to Thursday ad 08.00 to 17.30pm on Fridays. After making our initial creditworthiness assessment additional verification of affordability may be required over the telephone (during opening hours) before your loan is approved.

  • Receive the money the same day

    Once approved, you can only get money on the same day if we process your application by 7 pm, you are advised to apply as early as possible in the day to assist in the likelihood of same day approval and funding. No fee is payable for same day transfer.

Welcome to Lend UK, the home of flexible instalment loans

Transparent lending from the responsible instalment loan provider, Lend UK. With no hidden fees, no additional charges, our monthly instalment loans can help you source and plan finance for upcoming or unexpected expenses. 

We offer 4, 6 and 12 month equal monthly instalment (EMI) loans for amounts ranging from £80 to £500 for new customers and up to £1000 for returning customers, each depending of the number of monthly instalments. This allows you to repay your loan in manageable monthly chunks. As long as you keep on top of each monthly payment, all you will pay on top of your loan amount is one transparent, fixed monthly interest rate for the agreed duration of your loan. Each loan we offer is subject you meeting our minimum requirements. 

We do things differently here at Lend UK. Our monthly instalment loan service is clear, easy to understand and driven by our commitment to fantastic customer service. Simply enter your details and apply online or call us today to get started.

Why borrow from Lend UK? 

We're an approachable company with years of experience in the lending market. We help our customers access instalment loans for planned and unexpected financial commitments. 

Lend UK believe that informed customers are the key to successful, responsible and profitable lending. This is why we do absolutely everything we can to make sure you understand every instalment and every charge.

Lend UK – transparent instalment loans for real people

In the world of instalment lending and finance it can be hard to remember the people behind the process, yet it is our customers who are very important to us, which is why we take care of you, properly. Every single customer we work with is an individual, with individual needs, circumstances and backgrounds. We treat each customer with the care, respect and flexibility they need.

We're all about straightforward lending that's easy to understand with no hidden charges or fees. 

  • Equal monthly instalments (EMI) which are presented clearly to you so you know exactly how much you will be paying back every month.
  • Repayments of £8.67-£23 per £100 per month, dependant on the loan duration.
  • A fee of £12 applies for each late or missed payment.

And that’s it. Plain and simple. Fill in our online application form now or call us on 0844 543 9310 for a chat about our monthly instalment loans and how they work.

Learn more about Lend UK

Here you can find out all about us, our service and how it works. You can also set up an account with us and apply for a loan today. Visit our "Manage your money" page for tips on organising your finances.

Download the "GOOD PRACTICE CUSTOMER CHARTER" document here


Please note

All applications are subject to an assessment of your creditworthiness and whether you can afford the loan repayments. You may be asked to provide evidence of income and expenditure.

Risks and consequences

Please note: this is high cost, short term credit which is unsuitable for longer term borrowing. If you fail to repay in accordance with the term of the agreement, we will charge you for a £12 missed payment fee. Default may also affect your credit rating and make it more difficult/expensive to obtain credit in future.

Stay safe with Lend UK

 We treat your personal details with the utmost care and take data security extremely seriously. We use the latest data security technologies, policies and procedures to protect your personal information.Want to know more? Read our Privacy Policy

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